An Independent Advocate for
Plan Sponsors and Participants.
Since our inception, Regency has quietly helped hundreds of companies and thousands of plan participants keep more of what they earn — through independent counsel, rigorous benchmarking, and unwavering advocacy.
What We Do
Four Disciplines.
One Independent Voice.
From the design of a company's retirement program through the ongoing monitoring of its insurance and investment structures, Regency serves as the single point of accountability across the entire benefits lifecycle.
Retirement Plans
Qualified plan design, fiduciary compliance, vendor evaluation, fund review, and participant education — across 401(k), 403(b), Cash Balance, Pension, and ESOP programs.
Investment Monitoring
Ongoing fund performance review, manager tenure analysis, IPS compliance, and share class optimization — applying institutional-grade standards to every investment decision.
Group Benefits
Carrier benchmarking, benefit program review, financial forecasting, and regulatory monitoring across health, dental, vision, disability, and ancillary coverage lines.
Insurance
Life, long-term care, disability, and Section 125 program evaluation. Independent carrier analysis with no production ties — every recommendation driven by your organization's needs.
The Regency Model
We Engage Across the Full Lifecycle.
From a company's first benefit program to a mature, multi-layered structure,
Regency provides the continuity of oversight that each demands.
Fee and Service Benchmarking
Periodic market analysis of all vendors, carriers, and investment managers — ensuring the program remains competitively structured and administratively sound.
Plan Design & Launch
Program architecture, provider selection, contract negotiation, and implementation — establishing the structure that serves as the foundation for everything that follows.
Transition & Evolution
When a company grows, restructures, or changes direction, Regency manages the transition — from provider conversions and plan amendments to regulatory filings and participant communications.
Participant Engagement
Education programs, enrollment meetings, and financial literacy resources — connecting employees to the benefit programs their company has built for them.
Ongoing Compliance
Continuous oversight of regulatory obligations, investment performance, carrier relationships, and plan economics — with ADEA, HIPAA, PPACA, and ERISA mandates tracked on behalf of the plan sponsor.
Retirement Readiness
As participants approach the distribution phase, Regency coordinates the education, planning resources, and administrative support that a well-run program owes its members — and beyond, supporting participants through the full arc of retirement income.
